When we zeroed in on our dream home, we were over-whelmed with the various home loan options and more important, the amount of paper work that went with it.
We almost verified all the banks for home loan around since 3 months time. we faced so many problems and they were asking so many documents and cheques for processig fees.
Professional approach, excellent service from people who know A to Z of Home loans. A one stop shop for all your financial needs.
Narayanan. K.S
Retired - CFO
My son lives in US. He wanted to buy a property in Chennai to settle in India for good. I am a retired CFO of a leading MNC. As my health did not permit, I was unable to move about and look for proper... Read More
Balakumar K
MNC - Senior Manager
Before I start writing about Mr.Seshadri or gethomegetloan, I vouch you are at the right place and in the right hands.
When I zeroed down my first Flat out in Ambattur, I was swept over with vario... Read More
This scheme was initially launched by State Bank of India during the recession period (2008-09) just to support the prospective borrowers; since at 8% rate of interest, the borrower’s eligibi... Read More
EMI- THE MYTH
As we are all aware that the interest rate on Home loan has gone up from 7.25% in late 2004 to 11.50% in 2008/09 signifying an increase of around 60%.
In absolute terms the EMI has gone up ... Read More
BASE RATE
Base rate is the floor rate below which a bank cannot lend. After July 01, 2010 as per the RBIs guidelines, all categories of loans have to be linked to base rate... Read More
RAISING HOME LOAN INTEREST RATES AND ITS IMPACT
Recently, one of my clients who availed Home Loan around 6 years back called up and informed that out of his loan of Rs.12 lakhs, only Rs.2 lakhs got reduced towards pr... Read More
FIXED RATE OR FLOATING RATE HOME LOAN
Whenever home loan interest rates go up, borrowers tend to check whether Fixed Rate Home Loan is better to opt or Floating Rate.In fact, some Banks/Home Finance Companies... Read More
HOME LOAN PRE-PAYMENT
Banks normally charge pre-payment penalty in case you decide to shift your Home Loan from one bank to another Bank. These conditions are mentioned in the approval letter... Read More
WHAT TO DO AFTER PRE-CLOSURE OF HOME LOAN
Once you pre-close your home loan, you should not forget to collect back the original property documents pledged with Bank, while availing Home Loan. Further, you need t... Read More
